Does a standard aircraft insurance policy cover operations under a special flight permit?

A standard aircraft insurance policy typically does not cover operations conducted under a special flight permit. A special flight permit is issued for specific operations that may not comply with the normal airworthiness standards, often for unique or special flights such as conducting test flights or delivering an aircraft to a buyer. These operations can present additional risks that standard policies do not address.

A standard policy is designed with predefined conditions and risk assessments that do not account for the special circumstances or heightened risks associated with these types of permits. Therefore, when one operates under a special flight permit, it is essential to seek a tailored insurance solution that explicitly addresses these unique risks, which is not normally included in standard coverage.

This understanding reflects the nature of aviation insurance, where coverage must be aligned with the specific operational parameters of the flight being conducted. Thus, the correct assertion aligns with the general practices observed in the aviation insurance industry regarding coverage exclusions related to non-standard operations.