What does the insurance coverage for an air charter company usually exclude?

Insurance coverage for an air charter company typically excludes instruction or rental because these activities involve different levels of risk and liability compared to standard charter operations. When an air charter company provides services, it usually covers transportation without the intent of training or leasing the aircraft to others for their own use.

Instruction implies that an instructor or a pilot is teaching someone to operate the aircraft, which brings into play additional liabilities and regulatory requirements that are separate from those of general charter services. Thus, this type of coverage is often not included in standard policies, as it requires specialized policies to cover the specific risks associated with flight training or rental scenarios.

Other options such as commercial operations, private usage, and aircraft maintenance typically fall under the insurance coverage of air charter companies, as these are common aspects of aviation services that the companies routinely manage or offer. These areas are generally seen as part of the business operations and are accounted for in the liability and risk assessments regarding aviation insurance.