What is one reason that may lead a flight department to consider obtaining excess liability coverage?

One reason a flight department might consider obtaining excess liability coverage is to ensure total coverage for high-profile passengers. High-profile individuals, such as corporate executives or celebrities, often face different risks compared to regular passengers. Their visibility can attract more attention and potentially lead to higher legal liabilities in case of an accident or incident. By securing excess liability coverage, a flight department can provide additional financial protection to cover any claims that may exceed the limits of their primary liability insurance policy. This added layer of coverage is especially crucial if an incident involves high-profile individuals, as the potential damages and legal repercussions could be significant. Having sufficient insurance coverage not only protects the flight department financially but also reassures passengers that their safety and well-being are priorities.