What type of insurance might be acquired to cover risks associated with civil unrest in an overseas nation?

War risk insurance is specifically designed to cover risks associated with armed conflicts, including civil unrest and terrorism. This type of insurance can provide protection for various entities operating in unstable regions, covering losses that may arise from hostile actions, civil disturbances, or political violence. It is essential for businesses or individuals engaged in international operations, as traditional insurance policies often exclude coverage for damages resulting from such events.

General liability insurance generally covers bodily injury and property damage to third parties, but it does not typically extend to risks arising from war or civil unrest. Excess liability insurance provides additional coverage beyond what the primary policy offers, but it would also not cover risks specific to civil unrest. Property damage insurance focuses on losses to physical assets, but again, it lacks the specific coverage needed for risks that occur due to civil upheaval.

In summary, war risk insurance is the appropriate choice for managing the uncertainties and dangers faced in an overseas nation experiencing civil unrest, as it addresses the specific coverage requirements for those situations that other insurance types do not encompass.